How much does Clover cost for a restaurant?

On clover.com (October 21, 2026), full-service restaurant bundles are $179, $239 or $354 a month for 36 months, quick-service bundles $135, $185 or $245 a month for 36 months, with in-person cards at 2.3% + 10¢. Buying hardware outright starts at $849 (Mini) plus a monthly software plan. Prices from banks and resellers can differ.

Does Clover have a contract?

Clover's subscription prices are listed "for 36 months," and its current $450 hardware statement credit requires a 3-year contract. Agreements signed through a bank or reseller set their own terms, so read yours.

Is Ser.vi POS really free?

The software is: $0 a month, no subscription, no software contract. Card processing on staff-entered POS orders is 3.0% + 20¢, paid by the restaurant by default or passed to customers with a cash discount program. Hardware is separate and offered on terms.

Is Clover cheaper than Ser.vi?

On the per-swipe rate, yes: Clover lists 2.3% + 10¢ versus Ser.vi's 3.0% + 20¢. Clover adds a $135–$354 monthly bundle for 36 months; Ser.vi software is $0, and most Ser.vi POS restaurants pass the POS fee to customers with a cash discount program. Run your own ticket count and average check through both.

Does Ser.vi include online ordering and QR ordering?

Yes. Online ordering is 0% commission to the restaurant with no monthly fee; the guest pays 5% at checkout. QR self-service ordering runs on the same menu as the POS, with the same guest-paid 5%.

Can I keep my Clover hardware?

Ser.vi POS runs on Ser.vi hardware, offered on terms. Online ordering can run on your own compatible tablet and printers. We go over hardware options on the demo.

Blog / October 21, 2026

Clover POS alternative

A Clover POS alternative with $0 monthly software

Short answer: Clover sells restaurant POS as a bundle of hardware plus a monthly software plan. On its own site, the full-service restaurant bundles are listed at $179, $239 and $354 a month for 36 months, and the quick-service bundles at $135, $185 and $245 a month for 36 months, with in-person cards at 2.3% + 10¢. Ser.vi's POS software is $0 a month. Staff-entered POS orders are 3.0% + 20¢, paid by the restaurant by default, and you can pass that to customers with a cash discount program. Online ordering is 0% commission to you; the guest pays 5% at checkout. Hardware is separate and offered on terms.

Updated October 21, 2026 · Clover prices read from clover.com on October 21, 2026

Request a free 20-minute demo See our pricing

Ser.vi integrated restaurant POS, a Clover POS alternative

Ser.vi vs Clover for restaurants (published prices)

	Ser.vi	Clover (clover.com, full-service restaurant bundles)
Monthly POS software	$0	Restaurant Growth plan, included in bundle price; if you buy hardware outright: $89.95, $109.90 or $129.85/mo
Bundle price	No bundle subscription	Starter $179/mo, Standard $239/mo, Advanced $354/mo, each "for 36 months"
Buy hardware instead	Ser.vi hardware on terms; ask on a demo	$1,799, $2,548 or $4,447 upfront, plus the monthly software above
In-person card rate	3.0% + 20¢ per POS transaction, paid by the restaurant by default; pass it on with a cash discount program	2.3% + 10¢ tapped, swiped or inserted; 3.5% + 10¢ keyed in
Online ordering	0% commission to you; guest pays 5% at checkout; no monthly fee	"No-fee online ordering" listed in the bundle; online card rate not shown on that page
QR order and pay	Included (self-service on the same menu)	"Contactless dining (QR-code order & pay)" listed in the bundle
Fast payouts	Ask on a demo	Rapid Deposit, 1.75% fee
Software contract	None on POS and online ordering software	Subscriptions listed "for 36 months"; Clover's current $450 hardware credit "requires a 3-year contract"

Smaller counter setups: Clover's Mini restaurant page lists $75/mo for 36 months on Essentials (2.5% + 10¢) and $135/mo for 36 months on Restaurant Growth (2.3% + 10¢), or $849 upfront plus $29.95 or $89.95 a month.

Clover: clover.com/pricing/restaurant, /pricing/quick-service-restaurant and /pricing/mini-restaurant, read October 21, 2026. Clover's pages say "Prices shown are only available on Clover.com." Clover is also sold through banks and payment resellers, whose prices and terms can differ, so read your own agreement. Ser.vi: our pricing page. Prices change. Clover is a trademark of its owner; Ser.vi is not affiliated with Clover.

What a Clover alternative really costs

Every restaurant POS bill has the same three lines: software, card processing and hardware. Clover folds software and hardware into one monthly bundle. Ser.vi charges nothing for the software and puts the cost on the transaction, where you choose who pays it.

Worked example: 1,000 in-person tickets a month at $40 ($40,000 in card sales).

Clover, full-service Starter bundle: $179 bundle + 2.3% + 10¢ per card ($1,020) = about $1,199 a month, for 36 months, hardware included in the bundle.
Ser.vi, restaurant pays (default): $0 software + 3.0% + 20¢ per POS order ($1,400) = $1,400 a month, plus hardware on terms.
Ser.vi, with a cash discount program: the 3.0% + 20¢ is passed to customers who pay by card, so the restaurant's POS fee line is close to $0. Most of our POS restaurants use this.

Read that honestly: if you absorb card fees yourself, Clover's 2.3% + 10¢ is a lower per-swipe rate than Ser.vi's 3.0% + 20¢. Ser.vi comes out ahead when you pass the POS fee on with a cash discount, when you don't want a 36-month subscription, and when a meaningful share of your orders moves online, where the guest pays 5% and the restaurant pays $0 commission. How cash discount differs from a surcharge.

Online orders, same $40 ticket: on Ser.vi the guest pays $2.00 (5%) and the restaurant pays $0 in commission and $0 in card fees. Compare that with a delivery app at 25–30% commission: $10–$12 on the same order. See commission-free online ordering and who pays the online ordering fee.

When Clover still fits, and when Ser.vi is the better pick

Stay with (or pick) Clover when

You already own Clover hardware outright and your processing rate is good.
You absorb card fees yourself and want the lowest published per-swipe rate.
You rely on apps from the Clover App Market or Clover Capital financing.

Pick Ser.vi when

You don't want a 36-month subscription to run your POS.
You want to pass POS card fees to customers with a cash discount program.
You want commission-free online ordering and QR order-and-pay on the same menu as your POS, with the guest paying the 5% online fee.
You want optional marketing help (SEO website, Google Ads, SMS ordering link) from the same team; plans start at $249/mo and are never required.

Switching from Clover to Ser.vi

Read your Clover agreement first. Check the end date of your subscription or processing term and any early-termination terms. Clover's own subscriptions are listed for 36 months; reseller agreements vary.
Export your menu and sales history from your Clover dashboard so you have your items, modifiers and reports.
Book a 20-minute demo. We walk through POS, online ordering and QR ordering on one menu, cover hardware options and terms, and include a free marketing report.
Go live. We guarantee a 1-week setup from the time we receive all required information from you.
Turn on direct online ordering and point your Google Business Profile and website "Order" button at your own storefront.

Questions restaurants ask

How much does Clover cost for a restaurant?: On clover.com (October 21, 2026), full-service restaurant bundles are $179, $239 or $354 a month for 36 months, quick-service bundles $135, $185 or $245 a month for 36 months, with in-person cards at 2.3% + 10¢. Buying hardware outright starts at $849 (Mini) plus a monthly software plan. Prices from banks and resellers can differ.
Does Clover have a contract?: Clover's subscription prices are listed "for 36 months," and its current $450 hardware statement credit requires a 3-year contract. Agreements signed through a bank or reseller set their own terms, so read yours.
Is Ser.vi POS really free?: The software is: $0 a month, no subscription, no software contract. Card processing on staff-entered POS orders is 3.0% + 20¢, paid by the restaurant by default or passed to customers with a cash discount program. Hardware is separate and offered on terms. Is a free restaurant POS really free?
Is Clover cheaper than Ser.vi?: On the per-swipe rate, yes: Clover lists 2.3% + 10¢ versus Ser.vi's 3.0% + 20¢. Clover adds a $135–$354 monthly bundle for 36 months; Ser.vi software is $0, and most Ser.vi POS restaurants pass the POS fee to customers with a cash discount program. Run your own ticket count and average check through both.
Does Ser.vi include online ordering and QR ordering?: Yes. Online ordering is 0% commission to the restaurant with no monthly fee; the guest pays 5% at checkout. QR self-service ordering runs on the same menu as the POS, with the same guest-paid 5%. QR code ordering for restaurants
Can I keep my Clover hardware?: Ser.vi POS runs on Ser.vi hardware, offered on terms. Online ordering can run on your own compatible tablet and printers. We go over hardware options on the demo.

See if Ser.vi fits your restaurant

Bring your Clover statement to a free 20-minute demo. We'll put your ticket count and average check next to Ser.vi's fees and show POS, online ordering and QR ordering on one menu. No credit card, no obligation.

Request a demo Pricing Integrated POS

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